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Business insurance

Managing your business can be a challenge even without having to cope with the financial loss that unforeseen events such as fire, burglary, theft or flooding can cause.
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TOWER’s business insurance can cover your business assets from any physical loss or damage, as well as automatic extensions that include demolition costs, equipment breakdown or stolen keys. Once you have business Assets cover you can then choose to add cover for Business Interruption, General Liability, Employers Liability and Statutory Liability.

Personalise your cover

We have a range of additional options you can choose from to customise your cover. These additional options cover you for financial loss when the day-to-day operation of your business is interrupted due to damage from a cause included within your policy, as well as insurance for your businesses’ legal liability for unexpected or unintended injury or damage to other people or their property.

If you need to claim

If some of your insured assets or belongings suffer damage, then you can rest assured that you can easily lodge a claim over the phone. TOWER settles most straightforward minor claims within 48 hours, and even has 24/7 emergency claims service and a worldwide helpline for travel insurance claimants, so help is never far away.

Apply now – hassle free

You can easily apply for insurance online 24/7. Just click on “get a quote”, give us your details and one of TOWER’S representatives will call you within 24 hours to discuss your needs. You can apply over the phone without having to fill out any forms. Choose to arrange a direct debit from your bank account, pay directly by cheque or credit card or pay by EFTPOS, cheque or cash at any NZ PostShop.

You’ve worked hard for your assets, now protect them

TOWER are the local insurance experts, having operated in New Zealand for over 140 years. With experience like this, they've learned what people need from their insurance providers. You can choose from a broad range of market leading insurance products to ensure that your property and possessions are protected from damage and theft. They understand that your insurance needs may not be the same as everyone else’s, so most of their products can be tailored with optional benefits you can choose to add on by paying slightly more.