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Boat insurance

Boat insurance provides you with cover if your boat suffers accidental loss or damage within the coastal waters of New Zealand. It covers your boat for its market value or the sum insured shown on the certificate of insurance, whichever is less.
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No Claims Bonus

If you go one year without making a claim with TOWER or another insurer, you’ll receive a No Claims Bonus discount on your premiums for the following year. This means TOWER will also honour your no claims bonus status if you transfer your policy from another company. If some of your insured assets or belongings suffer damage, then you can rest assured that you can easily lodge a claim over the phone. TOWER settles most straightforward minor claims within 48 hours, and even has 24/7 emergency claims service and a worldwide helpline for travel insurance claimants, so help is never far away.

Apply now – hassle free

You can easily apply for insurance online 24/7. Just click on “get a quote”, give us your details and one of TOWER’S representatives will call you within 24 hours to discuss your needs. You can apply over the phone without having to fill out any forms. Choose to arrange a direct debit from your bank account, pay directly by cheque or credit card or pay by EFTPOS, cheque or cash at any NZ PostShop.

You’ve worked hard for your assets, now protect them

TOWER are the local insurance experts, having operated in New Zealand for over 140 years. With experience like this, they've learned what people need from their insurance providers. You can choose from a broad range of market leading insurance products to ensure that your property and possessions are protected from damage and theft. They understand that your insurance needs may not be the same as everyone else’s, so most of their products can be tailored with optional benefits you can choose to add on by paying slightly more.